Many of us have been in this situation, two or three credit cards with balances and a high interest rate being charged monthly. If you can only pay the minimum due each month, you will never get ahead. The majority of…

There is a lot of interest in 0% APR Balance Transfer credit cards because of the tremendous savings possibilities they offer. You don’t have to be an MIT graduate to understand that the 20% you are paying to a high-interest credit…

Is this the year you want to get out of debt? For many of us, we’ll answer yes to that question. With the economy tightening on practically a daily basis, many consumers are looking for ways to cut down on…

Balance transfer credit cards can provide an excellent option for debt consolidation. Many Americans are currently in debt and struggling for a way out. Some choose to use a home equity loan to help get themselves out of debt, but not…

On the surface, 0% balance transfer credit cards are incredibly enticing, especially if you have outstanding credit card balances. But there are a few details you need to understand before taking the balance transfer credit card plunge.

Some consumers seem to get…

I work at a restaurant where I am required to tip out, in my opinion, quite a lot. Is this legal?

1. I am required to tip out 6% of my sales (after taxes) to the “house” which goes to sushi…

Nowadays, credit cards offer many features designed to appeal to everyone — from cash back and rebate offers to point systems and frequent flyer miles. Many of these offers work to your advantage only if you make large and frequent purchase.…

13. A cell phone company orders 500 new phones from a manufacturer. If the probability of a phone being defective is 2.6%, predict how many of the phones are likely to be defective. Round to the nearest whole number. (1…

Right now our single family home is worth @$290,000.00. We have a debt amount of @40k in h. equity and credit cards. We owe on our current loan @ $240k. I’ve been debating refinancing from a 30 year 6.0% (our…

Balance transfer credit cards make an excellent choice for consumers looking to transfer a balance from a higher interest rate credit card to one with a lower interest rate. In this way, the consumer can save money by reducing or even…