I’m looking for a perfect credit card where I can transfer balances, have nearly zero interest and can earn points for travel, etc. Which card is the best for that?
Tags: best, earn, Card, Points, Transfer, Interest, Balances.Related posts:
- Balance Transfer Credit Cards – 5 Critical Points to Consider
- I want to transfer the balances on my credit cards to a new card w.ith a 0% rate on balance transfers?
- Does transferring balances between credit cards affect you credit rating?
- Can I Transfer A Line Of Credit At A High Interest Rate To 0% Balance Transfer Card?
I’ve found this site to be the most comprehensive about credit cards. Many credit cards typically only offer one “reward”: ie are categorized as low interest, rewards-based, OR balance transfers.
http://cards.yoll.net – try this one. I personally use their card.
As I know it offers 0% interest rate for 18 months and very easy to transfer balance.
First off, what is your current APR?
I assume you feel you are paying too much in interest charges? Second, there is no such thing as a perfect credit card. I know you might not like my answer, but if you take your annual savings in interest and just invest it in a good “Money Market Account”, you will then earn interest (around 4-5 percent annually, It will keep your money ahead of inflation) instead of paying interest each and every month. If you want a little more aggressive investment you could look at some good mutual funds. You could easily earn between 8-10 percent a year on your money. The savings alone from not paying any interest will more than make up for a few lost travel points. I mean think about it. They really do not just give you those points… Somebody has to pay from them. Why pay more than you have to.
Sincerely
Debt Free
http://www.saltandsugarblog.com
Where I talk about Personal Finance and Politics